If Ayushman Card is a holder, do you know which diseases will be treated for free? Know here

Ayushman cardWhich is called Ayushman Bharat Card (PMJAY), is a major health insurance scheme of the Government of India. Under this scheme, free treatment of up to Rs 5 lakh is being provided to the poor and needy millions of people of the country annually. Most private and government hospitals across the country are undergoing cashless treatment through this card. Now the question arises that if you have this card then which disease can be treated free of cost? That is, which diseases are covered in its card. Let us tell you that many types of diseases are not covered in health insurance. To get treatment for that disease, one has to pay separate money. Let us know which major and serious illness covers under Ayushman card. That is, they are treated for free.

Which major disease cover?

1. Cardioed Disease

• Coronary artery disease (CAD)
• Heart attack (myocardial infarction)
• Consul’s Heart Felure (CHF)
• Complications related to high blood pressure
• Angioplasty and bypass Surgery

2. Treatment of cancer

• Chemotherapy and Radiation Therapy
• Breast cancer
• Cervical cancer
• Oral cancer
• Stomach-related cancer
• Lung cancer

3. Neurological Disease

• Stroke and paralysis
• Brain tumor
• Treatment of epilepsy
• Spinal cord
• Parkinson’s disease

4. Kidney and urinary disease

• Chronic Kidney Disease (CKD)
• Kidney transplant (partial coverage)
• Dialysis (both Hemo and Peritoneal)
• Urinary tract infection (UTI)
• Prostate gland problems

5. Lever and stomach diseases

• Liver cirrhosis
• Hepatitis B and C
• Gallbladder
• Appendix surgery
• Hernia operation

6. Breathing diseases

• Asthma
• Chronic obstructive pulmonary disease (COPD)
• TB (tuberculosis)
• Pneumonia
• Interstitial Lung Disease (Ild)

7. Bone and joint problems

• Hip and knee surgery
• Fractures and bone injuries
• Osteoporosis
• Rheumatoid arthritis

8. Gynecology and Maternity

• General and C-section delivery
• Utrus extract surgery (hysterctomy)
• Ovary lump (ovary cyst)
• Limited treatment of infertility

9. Children’s disease

• Congenital heart defect
• Children’s cancer
• Diseases related to malnutrition
• Special care of newborns

10. Infectious Disease

• Dengue and malaria
• Limited treatment of HIV/AIDS
• Leprosy
• Typhoid and cholera

11. Hormones and metabolic diseases

• Diabetes complications
• Thyroid disorder
• Problems related to pituitary gland
• Obesity related diseases

12. Mental Health

• Schizophrenia
• Bipolar disorder
• Treatment of severe depression
• Counseling and psychiatric care

What is not the cover?

• OPD consultation
• Cosmopolia
• Treatment related to infertility and reproduction
• Self-inspired injuries and intoxicated treatment

These expenses included under the cover

• Medical check and treatment
• Medicines and medical materials
• General and intensive care services (ICU/NICU)
• Investigation and Lab Test (Diagnostic Services)
• Medical implant if needed (such as stent or prosthetic)
• Hospital stay expenses (stay)
• Food Services
• Treatment of complications generated during treatment
• Follow-ups and care for 15 days after discharge

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