These 5 banks are giving bang returns on FD, money will be made with money, minimum will have to be deposited so much
If you do not want to take risks in investment and increase your savings in a safe and reliable manner, then fixed deposits (FD) are a better option for you. There are some financial institutions that are offering you the best returns. In the year 2025, there are some major small finance banks of the country which are paying up to 9% interest on FDs, giving investors stable and attractive returns. This FD prepares a sure source of income. Let us know the FDs of the top 5 institutions here which are offering you better returns.
Utkarsh Small Finance Bank
If you want to get FD in Utkarsh Small Finance Bank, then you can get FD here at an interest rate up to 8.50% maximum. Please tell here, FD can be provided to the general customer for 7 days to 10 years. Yes, FD of at least 5000 rupees will have to be done here.
Sunrise small finance bank
This bank can also give you a better return on FD. In sunrise small finance bank, you can get a fixed deposit at an interest rate of up to 8.40 percent. According to Motilal Oswal, FD of at least Rs 5000 will have to be done in this bank.
Shriram finance
This small bank is also offering great interest on FD. In this, you can get FD at an interest rate of maximum 8.97%. FD of at least 5000 rupees will have to be done in this bank too.
Shivalik Small Finance Bank
This bank is also offering great returns. According to the official website, in Shivalik Small Finance Bank you can get FD at an interest rate of maximum 9.25 percent. This FD is special for women. FD of at least 5000 rupees will have to be done in this bank too.
Bajaj finance
Bajaj Finance is also a better option to get FD, because here you can make a fixed deposit at an interest rate of up to 8.90 percent. It is also mandatory to do FD of at least Rs 5000 in this bank.
Benefits of FD
The interest rate in FD is already fixed and it is not affected by market fluctuations. The investor already knows how much he will earn. The security of up to ₹ 5 lakh on the amount deposited in the bank FD is under the DICGC guarantee of the Reserve Bank of India (RBI). This is the reason why the money deposited in your FD gets a security. Senior citizens get more interest from 0.25% to 0.75% than normal rates. In lieu of FD, you can easily take a loan of up to 90%, so that FD does not have to break in need of money.
(Disclaimer: This news is only for information. Be sure to consult your financial advisor before investing.)
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