If you are troubled by expensive health insurance premium, then adopt these tips, will benefit
Most Health insurance policyholders do not know how the cost of health insurance premium can be reduced, especially when insurance companies increase the premium every year. We are telling you that by knowing some things, you can not only reduce the premium of your health insurance policy, but can also choose the right policy. So let’s know in which ways you can reduce the premium of the policy.
Choose family floater plan
To pay the premium low on the health insurance policy, choose a family floater plan instead of a personal policy. If you have four members in your family, always choose a family floater plan. Taking a family floater policy compared to individual policy will save you very good savings.
Renew the policy for 2 years
Renew the policy for 2 years. By doing this, you can easily get a discount in the premium of the policy. Insurance companies discount on lump sum payment of two years premium to encourage insurance holders.
Avoid taking add-on/riders
It is not new that add-on, rider and additional facilities increase the cost of the policy. If you do not take these ad-ons and riders, then insurance premiums can be saved. Some common riders include serious illness and individual accident cover. Never take OPD or health check -up rider.
Choose the option of portability
If you feel that your premium is high and there is no other way to save the premium, then you can choose the option of portability. Like the mobile number, you can transfer your health insurance policy to another insurance company, which is getting on low health insurance premium. In this, you will not be deprived of any benefits of the current cover.
Stay healthy
The last but most important thing, there is no better way than staying fit and healthy to save your health insurance premium.
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