Country’s real estate The total debt given by banks to the area increased to Rs 35.4 lakh crore by the end of the financial year 2024-25. It has almost doubled in the last 4 years. Real Estate Advisory Company Colliers India said in this report that the figure is based on the analysis of the financial statements of the country’s top 50 listed real estate companies. Citing the Reserve Bank of India (RBI) data, Colliers India said that the total bank loan in FY 2020-21 was Rs 109.5 lakh crore, it increased to Rs 182.4 lakh crore in 2024-25. During the same period, the bank loan to the real estate sector increased from Rs 17.8 lakh crore to Rs 35.4 lakh crore. According to the report, India’s real estate sector is continuously strengthening financially in the later periods and is performing better than other major industries.
Reflects the growing trust of the bank
According to the advisory firm, the share of real estate sector in the banking system has now increased to about fifth, which reflects the growing trust of banks in the region. Badal Yagnik, Chief Executive Officer (CEO) of Colliers India, said the Indian real estate sector is demonstrating militancy and financial understanding despite external instability. Yagnik said that demand and supply stability in various fields such as residential, commercial, industrial, warehouses, retail and hospitality have strengthened the debt quality of the region.
According to the report, in the financial year 2020-21, while only 23 percent of the major real estate companies had a higher profit margin, the figure increased to 62 percent by the end of FY 2024-25. Along with this, the loan and equity ratio of more than 60 percent of companies remained below 0.5, which reflects financially healthy conditions.
Industrial places, demand for godowns increased by 63%
The demand for better demands from e-commerce companies in eight major cities of the country rose by 63 percent to 27.1 million square feet on an annual basis in the first half of 2025. CBRE, which provided real estate services, said on Tuesday that 32 percent of the total places leased during January-June this year were given to ‘Third Party Logistics’ (3 PL) companies while e-commerce companies increased to 25 percent. The supply of industrial places and godowns during January-June 2025 was 1.67 crore square feet. During this period, Bengaluru, Chennai and Mumbai contributed 57 percent to the total supply.
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