Sukanya Samriddhi Account Samriddhi Yojana, run by the Government of India for daughters, is currently offering the benefit of very high interest rates along with returns on investment. Those who have opened accounts on it in the name of their daughters. Under such a government scheme, an account is opened in the name of the daughters and the parents invest money in them for 15 years to ensure a beautiful future for those daughters. Apart from this, the government also provides the facility to withdraw money from this scheme for the education and marriage of daughters. If you deposit ₹ 1000 every month in your daughter’s account, then at the time of maturity, the daughter easily gets a return of Rs 5,54,206 from the government. Then let us know about this scheme in detail.
On investment, the daughters were given benefits from the government along with very good interest rates on maturity.
This scheme is being run by the Government of India, in which on investment, the daughters were given benefits from the government along with very good interest rates on maturity. This scheme was started by the Government of India under the ‘Beti Bachao Beti Padhao’ scheme. So that the future of daughters can be golden and bright. This scheme was started by the Government of India on January 22, 2015. Since then, accounts have been opened in the name of lakhs of daughters and investments have been made in it. In this scheme, accounts can be opened in the name of daughters till they attain the age of 10 years, hence if you have not opened your account in the name of your daughter, then you should complete this task immediately.
As we mentioned above, accounts can be opened for friends whose daughter is 10 years old. Apart from this, the benefit of this scheme is given to two daughters in a family by the government, along with this a new rule was also implemented that if twin daughters are born after the birth of the first daughter of a family, then all the three daughters will be given the benefit of this scheme. The benefit of this scheme will be given. Under this scheme, only the residents of India and permanent residents of India can open the account of their daughter.
Refugees living in India are not allowed by the Government of India to open an account in the name of their daughter under this scheme. Also, at the time of opening the account, the parents have to present all the documents of the birth of the daughter to invest in Sukanya Samriddhi Yojana. And daughters are given the benefit of interest at the rate of 8.2 percent by the Government of India. Apart from this, the maturity period of this scheme is 21 years i.e. you have to invest only for 15 years and after 6 years when the time of maturity of the scheme comes, the benefit of returns will be given.
Benefits available in the scheme
After investing in Sukanya Samriddhi Yojana, parents are also given income tax exemption by the Government of India. Parents can claim income tax exemption under Section 80C of the Income Tax Act. Also, after investing in this scheme, whenever your daughter turns 18 years of age, you can withdraw half of the money you have invested in this scheme for your daughter’s education.
Apart from this, friends, the government has also added rules for the daughter’s marriage in this scheme. When your daughter is of marriageable age and you are getting married, you can also withdraw the amount invested in the scheme for marriage expenses.
Investing Rs 1,000 every month will give returns in lakhs
If you are investing Rs 1,000 every month in this scheme in the name of your daughter, then you will have to invest Rs 12,000 in it in a year. Friends, in 15 years a total investment of Rs 1 lakh 80 thousand is made from your side in this account of your daughter. If it is calculated from the interest rate received on this, then at the time of maturity, the government gives a return of ₹ 5,54,206 to the daughters, which is going to be very useful for the daughters.
