These 4 things in the election of Mutual Fund Scheme, will always get strong returns – Cross Talk India
Mutual fund The investment made in the bank FD and postal scheme gives more returns. Due to this, the trend of investors has increased rapidly towards the mutual fund scheme. However, it is not that all investors have received a big return. Investments have not been received as expected, and often losses have to be incurred. Experts say that the reason for the investor is not to know the correct information about the fund. Today we are telling you that before investing in any mutual fund, what things should be taken to know about the investors.
Fund’s previous performance
To understand any mutual fund, look at the last two-three years of performance of that fund. However, the previous performance may not be the basis of future performance. But, this will let you know how this fund is performing. For example, if a fund has been in the market for 10 years and has been invested Rs 10,000 in it, then it will have to be seen what is the value of Rs 10,000 in today’s time and how much returns have been received year after year.
Portfolio
Investor invests in mutual funds because it has less risk than the stock market. An investor in the stock market is unable to choose the shares by himself, while he can choose the mutual funds. Therefore, it is very important to check its portfolio before investing in mutual funds. If you invest in date funds, then check its credit profile.
Expense ratio
Be sure to check the expans ratio before investing in mutual funds. If you are going to invest in debt funds, then it becomes mandatory to see the expert ratio. If the expansion ratio is low in the date fund, then investing in it will be more beneficial. Along with this, check the fund carpus. Falling in carpus is also a bell of danger.
Big name is not the scale of investment
Investment in mutual funds should never be the only criteria in the name of a big brand. Research and data analysis should be done about it before investing in any mutual funds. Do not give more importance to personal suggestions, advertising and brand names. See the track record of the fund before investing and then decide to invest. Not only this, just do not make me scale to choose funds by looking at the returns.
Latest business news
