The summer season continues. In the hot summer, if you also want to enjoy the cold air in your house, then you can buy air conditioner ie AC on a monthly installment (EMI) without credit card. Generally, a good quality air conditioner costs around Rs 40,000-50,000. Most people use their credit cards to buy expensive products like AC, but even if you do not have a credit card, you can still buy AC on EMI. It also has solution in the market.
Can take online loan or personal loan
When you plan to buy AC on a monthly installment, you can apply for personal loan and finance purchases. You can use these unsafe loans for many large expenses, including buying air conditioners.
Loan for consumer durables
Many loan -giving financial institutions offer consumer durables loans to buy expensive goods on EMI. Use the loan amount to buy AC on EMI and divide its price into easy installments.
EMI via debit card
Contact your bank and find out if they have an EMI plan with your debit card? With this feature, you can buy AC using your debit card and pay its price in installments.
No-cost EMI offer through e-commerce
According to Hero Fincorp, some e-commerce platforms offer no-cost EMIs on online shopping. Compare these offers on different online shopping sites and make your purchase through the best option.
Shopping on EMI through financeing at store
Many times there is a partnership with some finance companies of the shop offline store of home appliances. When purchasing AC on EMI, get information about these deals and you can shop with better offers.
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