There is a fear of losing money in the ups and downs of the share market. Try these 5 options for investment, you will get huge profit without risk.
Business News Desk – There has been a state of ups and downs in the market for some time. Due to this volatility, investors often get nervous and sometimes take wrong decisions. Due to this they have to suffer losses later. If you are also afraid of investing your money amidst fluctuations in the market, then know here the investment options through which you can earn profits without tension.
Fixed Deposit (FD)
Your money remains completely safe in fixed deposits. In this you get fixed interest after a fixed time. Market fluctuations have no effect on it. You can avail the benefit of FD anywhere, be it bank or post office.
Systematic Investment Plan (SIP)
SIP is a market linked scheme, in which you can start investing even with a small amount every month. But if you invest in it for a long period, you get the benefit of rupee cost averaging and the impact of market fluctuations is reduced. In long term SIP, you get the benefit of compounding and the returns are also quite good. For profits you can choose equity mutual fund or balanced fund.
investing in gold
Gold has always been considered a safe investment. Its price usually remains stable even during volatile markets. You can invest in physical gold, gold ETF or digital gold. Considering the way gold prices have increased rapidly in the last few years, gold can give you huge profits in the future.
small savings schemes
You can also invest in many small savings schemes like PPF, NSC. You will easily get the options of many types of schemes in both banks and post offices. In this you will get guaranteed returns as well as tax benefits. Meaning you can earn profit without tension.
5. Debt Mutual Fund
Debt funds are also considered safe to a great extent. In debt funds, the money taken from investors is invested in fixed income securities like bonds, government securities, treasury bills and non-convertible debentures etc. This is a good option for investors with low risk appetite. Debt funds are considered safer than equity. There is no problem of liquidity in this. That means you can withdraw your money whenever you want.
If you are investing in a volatile market then keep these things in mind
Diversify, that is, invest your money in different places, this reduces the risk. Don’t stop investing due to fear of market fluctuations. Invest for the long term. Before investing, definitely take advice from a financial expert.
