Special scheme for bright future of daughters, will get return of Rs 4.48 lakh on investment of Rs 1.5 lakh, know details
New Delhi Sukanya Samriddhi Yojana Update: Many schemes are being run by Modi government for the bright future of daughters. This also includes SSY scheme. An amount of Rs 10,000 can be deposited annually in this scheme. After which Rs 4.48 lakh is received on maturity.
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Whereas SSY scheme is being run by investing in the name of daughters. By investing in this scheme for 15 years, funds can be collected for the education or marriage of girls. Any parent can open an account in the name of daughters.
Interest is available in SSY scheme
Those investing in SSY scheme get interest at the rate of 8 percent. To open an account in this scheme, the age of the daughter should be less than 10 years. Investment can be made in this continuously for 15 years. This is a joint account. In this, when the daughter turns 21 years of age, money can be withdrawn from the account. Apart from this, SSY scheme is completely tax free.
On depositing Rs 1.5 lakh you get Rs 4.48 lakh.
If you have a daughter and her age is 5 years, then you can open an account in the scheme and also invest Rs 10,000 annually. In this way, a total of Rs 1.5 lakh will have to be deposited at the time of maturity of the account. After adding interest to the invested amount, it will become Rs 2 lakh 98 thousand 969. In this way, a total of Rs 4 lakh 48 thousand 969 will be deposited with you at maturity.
Benefits of having SSY scheme
Whereas the minimum investment in SSY scheme will be Rs 250. Whereas the maximum investment is fixed at Rs 1.5 lakh. The tenure of SSY scheme is 21 years. Whereas interest is calculated on the basis of calendar month. The interest is deposited at the end of the year.
Whereas under Section 80C of Income Tax, the amount received on maturity along with the principal amount and interest is tax free. Post office transfer can be made to another account anywhere in the country. Interest is earned if the account is not closed after maturity.
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